Let's Talk to Your Lender About a "Mod"! Are you... behind on your mortgage payments? Have you... received a notice from your mortgage service company asking you to contact them? Have you... been unable to get straight answers when you call? Do you... have an ARM mortgage ready to reset at a rate you can't possibly afford? Did your lender.... lose your paperwork, asking you to start from scratch? Were you told... your mortgage can't be modified because you have lender-paid PMI?
The opportunity:
As part of President Obama's plan, the U.S. government is offering cash incentives to mortgage servicing companies who agree to bring a borrower's monthly payments below 31% of their gross income.
The problems:
Very often, the bank employees who take your telephone inquiries are not trained on the new options. Most lenders have not increased their staff to handle mortgage modifications, so existing employees are over-burdened by the new requirements, unprepared to negotiate with you. In addition, many lenders won't modify mortgages that are not in default!
Let the professionals in the law offices of Mark Zuckerberg go to work for you. As a Certified Consumer Bankruptcy Specialist, one of only 15 in the State of Indiana, Mark Zuckerberg, together with his team, can put his many years of experience to work for you.
We will analyze your financial situation, have skilled property appraisals run, and prepare the debt-income ratios necessary for the modification paperwork. Having a skilled legal negotiator at your side during every step of the modification process can make all the difference in achieving a successful outcome.
The possibilities for modifiying your mortgage:
Lowering the mortgage interest rate.
Increasing the loan term.
Having late fees and penalties waived.
Reducing the principal balance.
Avoid mortgage modification scams!
No-obligation assessment!
To schedule your free consultation, call (317) 687-0000 or 1 (800) 779-3900