Your right to get rid of certain debts and lower total monthly payments.
Your right to put your creditors under control,
Your right to bust out of or change certain contracts and agreements,
Your right to keep certain property,
Your right to get rid of certain debt-ridden property without being strapped with its debt,
Your right to bring creditor harassment and certain lawsuits to a halt,
Your right to protect other people who have "co-signed" for you, and
Your right to a financial "fresh start".